Buying in Scarborough as the Subway Extension Is Built

Scarborough is within the City of Toronto. Two facts stand out for buyers: a subway extension under construction and the City of Toronto first-time buyer rebate.

Calculate Your Cashback

What you pay

Showings: $35 per property
Offers: $100 per property, incl. unlimited revisions & counters
Closing fee: $4,999

Showing and offer fees are charged per property. You only pay when your deal successfully closes.

How it works

Search on your own and shortlist the homes you like.
Book Jay for a private showing or an offer — pay only for the properties you choose.
After closing, the remaining buyer-side commission is returned to you as cashback.

Neighbourhoods in Scarborough I serve

Agincourt North, Agincourt South-Malvern West, Guildwood, Wexford/Maryvale, Scarborough Village, Birchcliffe-Cliffside

Neighbourhood names follow the City of Toronto's official neighbourhood list. Source

Local facts (with sources)

Scarborough Subway Extension

Metrolinx describes the Scarborough Subway Extension as extending Line 2 subway service 7.8 km from Kennedy Station to Sheppard Avenue and McCowan Road.

Source: Metrolinx · Checked Oct 13, 2026

City of Toronto neighbourhood names

The City of Toronto's official list of 158 neighbourhoods includes Agincourt North, Agincourt South-Malvern West, Guildwood, Wexford/Maryvale, Scarborough Village and Birchcliffe-Cliffside.

Source: City of Toronto · Checked Oct 13, 2026

City of Toronto first-time buyer rebate

Eligible first-time buyers may also claim a City of Toronto municipal land transfer tax rebate of up to $4,475. Conditions include occupying the home as your principal residence within nine months; a rebate not claimed at registration can be applied for within 18 months, and a processing fee applies.

Source: City of Toronto · Page modified Dec 18, 2025

Ontario first-time buyer refund

Eligible first-time buyers may claim a refund of Ontario land transfer tax of up to $4,000.

Source: Ontario Ministry of Finance · Page updated Feb 10, 2026

City of Toronto median price

TRREB reported a median sale price of $810,000 for the whole City of Toronto (all home types) in September 2026. TRREB does not publish one figure for Scarborough alone, so the examples below use the city-wide median.

Source: TRREB Market Watch, September 2026 · Sep 2026

Worked example: land transfer tax at the median price

Ontario rates for a home with one or two single-family residences: 0.5% up to $55,000, 1% to $250,000, 1.5% to $400,000, 2% to $2,000,000. On $810,000: $275 + $1,950 + $2,250 + 2% × $410,000 ($8,200) = $12,675. Toronto's municipal tax uses the same brackets up to $2,000,000, so it is also $12,675; total $25,350. A first-time buyer who qualifies for both rebates (Ontario up to $4,000, Toronto up to $4,475) would pay $25,350 − $4,000 − $4,475 = $16,875. Example only; your lawyer confirms the actual tax.

Source: Ontario Ministry of Finance and City of Toronto · Ontario rates page updated Apr 22, 2026; Toronto rates page modified Apr 7, 2026

Illustrative example: flat fees vs. a percentage commission

Illustrative only, not a guaranteed saving. Assumption: a 2.5% commission per side, used here as an example; commissions are negotiable and not set by law. At $810,000, 2.5% is $20,250. Buyer side with 8 showings and 2 offers: 8 × $35 + 2 × $100 + $4,999 closing = $5,479; difference $20,250 − $5,479 = $14,771. Seller side: $4,999 flat fee vs $20,250; difference $15,251. All amounts are before sales tax. Any cash back depends on the cooperating commission, the services used and the contract terms.

Source: Jay Kuang fee schedule (this site) · Fees as of Oct 2026

Sources checked on October 13, 2026. Figures change; follow the links for the latest.

Schools

Scarborough is served by the Toronto District School Board and the Toronto Catholic District School Board. Confirm by address with each board; Jay does not rank or recommend schools.

Official links

Example: $1,200,000 purchase, 8 showings, 2 offers

For example, a 2.5% buyer-side commission would be about $30,000. In this example, Jay's service fee is $5,479, leaving an estimated cashback of $24,521. Commissions are negotiable and vary by property.

Example: 2.5% buyer-side commission: $30,000
Jay's example service fee: $5,479
Estimated cashback: $24,521

Cashback depends on purchase price, cooperating commission, actual services used, contract terms, and closing conditions. This example explains the model and is not a guarantee. Service fees exclude HST. Commissions are negotiable and not set by law.

Selling in Scarborough? $4,999 flat fee, full service — not just an MLS listing. See the seller plan

Scarborough buyer FAQ

Where will the subway extension end?

At Sheppard Avenue and McCowan Road, from Kennedy Station, per Metrolinx. Check Metrolinx for timing.

As a first-time buyer in Scarborough, which refunds might I get?

Potentially Ontario's and the City of Toronto's, if you meet each program's conditions and deadlines; see the local facts above.

Which Toronto neighbourhood is my address in?

Use the City of Toronto neighbourhood profiles; neighbourhood names on this page follow the City's official list.

Do I need Jay for every Scarborough showing?

No — search and visit open houses yourself and book Jay only for the properties you choose.

Service areas

Markham · Richmond Hill · North York · Scarborough